Hendrickson Insurance
Hendrickson Insurance
Florida HO-6 condo insurance and HO-4 renters insurance from Hendrickson Insurance. Sarasota, FL. We shop multiple Florida-admitted carriers for condo unit owners and renters across Sarasota, Bradenton, Tampa, St. Petersburg, Clearwater, Venice, and Lakewood Ranch. Fast quotes, the right coverage for your situation, no captive-agent constraints.
HO-6 covers your unit interior (walls-in), personal property, personal liability, additional living expenses, and loss assessment coverage for assessments from the condo association master policy. Critical for any Florida condo owner. From Siesta Key high-rises to Sarasota mainland condominiums.
HO-4 covers your personal property, personal liability, and additional living expenses if your rental becomes uninhabitable. Many Florida landlords require it on the lease. Typically $150–$250 per year for solid coverage.
Expanded content covering Florida condo association master policy types (bare walls vs all-in), loss assessment coverage limits, hurricane and flood considerations for condos, and renters insurance specifics is coming. In the meantime, call 941-952-7991 for a fast quote.
Different policy form for owners of single-family homes.
02 / Related CoverageThe master policy your condo association carries pairs with your HO-6.
03 / Related CoverageCondo unit owners frequently need separate flood policies for personal contents.
04 / Related CoverageSits above your condo unit liability for asset protection.
HO-6 is the standard condo unit owner insurance policy in Florida. It covers your unit interior (walls-in coverage), personal property, personal liability, and loss assessment from the condo association master policy. The condo association's master policy covers the building exterior and common areas , HO-6 covers everything inside your unit.
Yes. Florida renters insurance (HO-4) covers your personal property, personal liability, and additional living expenses if your rental becomes uninhabitable. Many Florida landlords require it on the lease. It's typically $150-$250 per year for $25,000 in personal property coverage plus liability.
Call 941-952-7991 or schedule a 30-minute call. We shop multiple Florida-admitted carriers and typically have a quote same day.
Call 941-952-7991 or schedule a 30-minute call online.
Dennis Hendrickson changed a New Jersey state tennis rule at 17 and played four years of Division I tennis at UNC Charlotte. Today he writes both the commercial and the personal insurance for Gulf Coast owners himself, and he works a renewal or a claim the way he played: nothing conceded, no point given away.
When you apply, he answers. Every application goes straight to Dennis. He reads it himself and responds the same business day in most cases, always within 48 hours.
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