Florida motorcycle insurance from Hendrickson Insurance. We write motorcycle coverage through Progressive (our appointed carrier and the largest motorcycle insurer in the country) plus additional specialty markets. Sport bikes, cruisers, touring, off-road, custom builds, and Harley Davidsons. Serving Sarasota, Bradenton, Tampa, St. Petersburg, Clearwater, Venice, and Lakewood Ranch.
Bodily injury and property damage you cause to others. Standard limits 25/50/25 minimum, but most riders carry far more given motorcycle accident severity.
Theft, vandalism, weather damage (comp), and crash damage (collision). Required by lenders for financed bikes. ACV or stated amount.
Coverage if you are hit by an uninsured or underinsured driver. Especially important in Florida where many drivers carry only minimum coverage.
CPE coverage for aftermarket parts: exhaust, paint, chrome, bags, seats, electronics. Standard policies often have very low CPE limits ($1,000 to $3,000), which is rarely enough for a customized bike.
Medical expenses for you and your passenger regardless of fault. PIP does not apply to motorcycles in Florida.
Towing, flat tire service, jump starts, and trip interruption coverage when you break down far from home.
Expanded content covering Florida-specific endorsements, Harley Davidson agreed value, custom build documentation, vintage motorcycle programs, track day exclusions, and rider-specific underwriting is coming. In the meantime, call 941-952-7991 for a quote.
Different policy entirely; auto does not cover motorcycles.
02 / Related CoverageFlorida motorcycle accident verdicts can be severe; umbrella protects assets above the underlying.
03 / Related CoverageRecreational vehicle category.
04 / Related CoverageRecreational vehicle category.
Call 941-952-7991 or schedule online. Have your VIN and riding history ready.