Send your current policy.
We’ll review it for free.

Book a 30-minute Calendly call. The confirmation email lets you attach your declarations page directly. We’ll review it before the call and come prepared with comparison quotes ready to discuss.

Email your declarations page (the policy summary. Usually the first 2-3 pages) to dennis@hendricksonins.com. We’ll respond within one business day with our initial review and any clarifying questions.

Text a clear photo of the first page of your declarations page to 941-952-7991. Even a phone screenshot works. We’ll respond same day if you text during business hours.

We check coverage limits against your replacement cost, deductibles against your tolerance for risk, and endorsements against your actual exposures. The most common finding: under-insured to replacement cost, or missing endorsements that cost $10-30/year and matter enormously after a claim.

We shop your situation across our Florida carrier network. 30+ homeowners carriers via Honeyquote and First Connect, Progressive for auto, Wright Flood for flood. If we can do better, we’ll show you. If we can’t, we’ll tell you that too. Honest answers are the whole point.

Florida’s carrier landscape has been brutal for the past few years. Several carriers have exited the state or gone insolvent. We’ll tell you honestly if your current carrier has financial concerns or a non-renewal pattern, so you can move before they make the choice for you.

For clients with home + auto + umbrella, we check whether the underlying limits qualify for the umbrella, whether you’re missing flood, whether the auto and home are with carriers that bundle, and whether you have gaps the policies individually don’t catch.