Hendrickson Insurance
Hendrickson Insurance · Sarasota, Florida

Flood application.

For flood coverage on a home anywhere on the Gulf Coast. Every Florida address sits in a flood zone, so this helps us prepare a quote and place the right coverage. Estimates are fine where you are not sure.

A. Applicant

Required.
Required.
Enter a valid email.

B. Property

All of Florida is a flood zone. The only question is whether your address is high-hazard or low-hazard. A standard homeowners policy pays nothing for rising water.

Required.
Occupancy
Residence type
Required.
Foundation

C. Flood Zone & Elevation

Required.

Not sure of your zone? We will pull it for your exact address. If it lands in an A or V zone, an Elevation Certificate is required to rate it accurately.

A / V Zone — Age & Elevation Certificate

Homes in A and V zones need an Elevation Certificate (EC) to quote accurately, and older homes built before the area's first flood map (pre-FIRM, generally pre-1975 here) are rated differently and especially need one. If you have your EC, email it to dennis@hendricksonins.com and fill in what you can below.

Required for A/V zones.
Required for A/V zones.

D. Coverage Requested

We write NFIP first for Gulf Coast homeowners. NFIP is taxpayer-backed and will not drop you after a claim the way private carriers do. Private flood is for excess only.

Coverage preference

E. Acknowledgement

I certify that the information above is true and complete to the best of my knowledge. Submitting this form does not bind coverage; coverage is subject to underwriting approval and payment of premium.

Required.
Required.
Please confirm to submit.
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Thank you — application received

Dennis will review it and follow up shortly with your quote. Questions? Call or text 941-957-2796.

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Why Hendrickson Insurance. Sarasota, Florida
One agent. Both lines. Every point played.

Dennis Hendrickson changed a New Jersey state tennis rule at 17 and played four years of Division I tennis at UNC Charlotte. Today he writes both the commercial and the personal insurance for Gulf Coast owners himself, and he works a renewal or a claim the way he played: nothing conceded, no point given away.

When you apply, he answers. Every application goes straight to Dennis. He reads it himself and responds the same business day in most cases, always within 48 hours.

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