Hendrickson Insurance
Hendrickson Insurance
Hendrickson Insurance is an independent broker in Sarasota, Florida. We write 27 lines of insurance across personal, commercial property, commercial liability, and specialty. We shop the full Florida market through Honeyquote, First Connect, and direct carrier appointments. Serving Sarasota, Bradenton, Tampa, St. Petersburg, Clearwater, Venice, and Lakewood Ranch.
Florida HO-3 and HO-6 shopped across 30+ admitted carriers. Honeyquote and First Connect.
02Florida personal auto. PIP, comp/collision, UM/UIM. Multiple Florida-admitted carriers.
03Personal umbrella, $1M to $10M+, above auto and homeowners. Asset protection for Florida residents.
04Wright Flood / NFIP primary, Neptune private alternative, Lloyd's excess. Real flood expertise.
05HO-6 for condo unit owners and HO-4 for renters. Coordinated with association master policies.
06Boat, yacht, and watercraft. Progressive Marine plus specialty marine carriers.
07Sport bikes, cruisers, touring, Harleys. Progressive (appointed) and additional carriers.
08Florida golf cart and LSV. Homeowners excludes off-premises. We close the gap.
09Class A, B, C motorhomes plus towables. Recreational, snowbird, and full-timer programs.
Strip mall and retail plaza insurance. Our deepest specialty. Sarasota-based, Florida-wide.
02Office, retail, warehouse, mixed-use property. Florida wind, named storm, and roof age considerations.
03Commercial flood. NFIP primary, Lloyd's excess. All of Florida is a flood zone, just hazardous or non-hazardous.
04HOA master, condo association master, apartments, multi-family. The Sarasota / Gulf Coast specialty.
05Business Owners Policy. Property + GL in one package, for qualifying small businesses.
Commercial CGL. Bodily injury, property damage, personal/advertising injury. Foundation coverage for any business.
02Owned, hired, and non-owned commercial autos. Trucks, vans, fleets, and business-use vehicles.
03Florida workers compensation. Required for most employers. Class code expertise matters.
04Excess liability $1M to $25M+. Above CGL, commercial auto, and EPLI. Almost every commercial client should carry one.
05Employment Practices Liability. Wrongful termination, discrimination, harassment, retaliation.
06Errors and omissions for consultants, accountants, real estate, IT, design, A&E, and other professionals.
07Ransomware, data breach, BEC, business interruption. Tight underwriting, but increasingly essential.
08Emerging coverage for businesses using AI. Hallucinations, bias, IP infringement, AI-specific cyber.
09D&O for nonprofits, private companies, and boards. Protects directors' personal assets.
10Contractor license, performance, payment, court, notary, and specialty commercial bonds.
Small group and individual health for Florida employers and families. Multiple carriers.
02Upload your current policy. We compare across the Florida market and tell you straight.
03Claims help and ongoing service. Quarterly check-ins for active clients.
Hendrickson Insurance writes Florida personal lines (homeowners, auto, umbrella, flood, condo, boat, motorcycle, golf cart, RV), commercial property (strip centers, commercial property, commercial flood, HOA habitational, BOP), commercial liability (general liability, commercial auto, workers comp, commercial umbrella, EPLI, professional liability, cyber, AI insurance, directors and officers, surety bonds), and specialty coverage including group health and policy reviews.
We are based in Sarasota, Florida and write across the Gulf Coast: Sarasota, Bradenton, Tampa, St. Petersburg, Clearwater, Venice, Lakewood Ranch, and surrounding communities.
Yes. We are an independent insurance broker. We are not captive to any single carrier. We shop your coverage across the full Florida market through Honeyquote, the First Connect aggregator, and direct carrier appointments. You get the best fit, not the best fit from a single carrier.
Or call 941-957-2796 and we'll quote anything on this list.
Dennis Hendrickson changed a New Jersey state tennis rule at 17 and played four years of Division I tennis at UNC Charlotte. Today he writes both the commercial and the personal insurance for Gulf Coast owners himself, and he works a renewal or a claim the way he played: nothing conceded, no point given away.
When you apply, he answers. Every application goes straight to Dennis. He reads it himself and responds the same business day in most cases, always within 48 hours.
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